Lots of otherwise rational people use insecure passwords — “111111,” anyone? — or they store hard-to-remember passwords in a Word file. Either way, it’s a generous gift to criminals.SplashID has some useful features. It can be set to close automatically after specific periods, for instance, to discourage snooping, and users can e-mail records from within the app. (The mail is encrypted, to prevent data theft.) Plus, the desktop program can securely store information on anything you wish, not just passwords.

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